Merchant services

Virtual Payment Solutions

The Smarter Merchant makes it very easy and secure for you to accept payments for Card Not Present transactions. Our team will consult with you to find the best virtual terminal or online platform that allows your business to process payments seamlessly and stay on the forefront of technology.

In-Person Payment Solutions

From a bustling retail store or a fast-paced restaurant, we know your business never stands still – and neither do we. To be competitive, you need a payments partner with experience, reliability, and unrivaled industry acumen.

High Risk Payment Solutions

Is your business categorized as “High Risk”? Are you getting turned away from payment processors? Are you paying too much for high risk credit card processing? Do you have bad credit and cannot get a merchant account? WE CAN HELP!
We are proud to offer a wide range of cutting-edge payment solutions at competitive rates, to help save you money on every sale. And, if your business is already accepting credit cards, we can match or beat your existing processing rates.

You work hard for your money.
Keep more of it

The Smarter merchant is proud to offer WAVit. A revolutionary payment platform that allows merchants to eliminate their credit card processing fees.​In the past, merchants had to absorb the cost of credit card transactions. Due to changes in card network rules, merchants now have the option to charge different prices for cash and credit card transactions. With WAVit, merchants pay a fixed monthly price for unlimited processing.

0% Credit Card Processing
One Low Fixed Monthly Fee
No Minimum PurchaseNo Minimum Volume
Unlimited Processing
Contactless Payments
More Profit, More Opportunity
Used On Any Platform  And On A Variety Of Payment Devices
The Most Economical Way To Accept Visa, Discover, Mastercard And American Express Transactions

How Much Can You Really Save?

WITHOUT WAVit

Amount of transactions Submitted
$93,492.29
Third Party Transaction Fees
$0.00
Credit Card Fees
$2,661.72
Total Charged
$2,661.72
Total Cost
$2,661.72 per month or $31,940.64 Yearly

WITH WAVit

Amount of transactions Submitted
$93,492.29
Third Party Transaction Fees
$39.95
Credit Card Fees
$0.00
Total Charged
$39.95
Total Cost
$39.95 per month or $479.40 Yearly

Total Annual Savings

$
31,461.24
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