Apply online or over the phone at (888)262-7171. The application process only takes a few minutes
2
We do a quick evaluation of the financial strength of your business and your projected sales
3
A member of our client success team will contact you and discuss your best options
4
Complete the funding process and have up to $250,000 wired to your business bank account
Business funding made fast and simple. Opportunity doesn't wait. Neither should you.
Our clients success stories are our success story
MERCHANTS FUNDED
AVERAGE AMOUNT
OUR CLIENT RATING
+2,500 $47,000 +92
Every year The Smarter Merchant helps hundreds of entrepreneurs reach their goals by providing them with the funds they need when they need them
Over $250 Million Funded to Merchants
Average client Rating
Simple Funding Process Same Day Funding Up to 250k Funded Minimal Documentation Industry Leading Support
What Customers are Saying
Greatest Customer Service Ever
The people here are so helpful in any situation I have ever found myself in! I have done business with them several times and each time they have always been very helpful!
- Dwyatt Creamer
Very professional and helpful
I have taken two advances from The Smarter Merchant. They made the process go very smoothly and efficiently each time. They made sure to get the funds into my account as quickly as possible.
- Mr. Desmar
An AMAZING company!!!
I will ALWAYS call The Smarter Merchant for all my funding needs. They are honest and upfront and there are no hidden fees and or cost with them.
- Adrienne Davis
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*There are some industries we do not serve, as well as some industries, states and localities impacted by Covid-19 to which we are temporarily not funding in. The Smarter Merchant does not offer a loan product. Our product is a purchase of future receivables. **Approval rating is based on qualified applicants. Qualifications vary based on industry, location, cash flow, time in business and other factors